Golf Course Insurance

A&T are leading insurance broker currently arranging specialist insurance packages for golf clubs of all sizes. Our aim is to provide competitive insurance solutions covering the requirements of the golf club and its members. On review of some golf club's insurance policies, we have found them to have inadequate cover or they may be insured but on the wrong basis which means that if they were to have a claim, it may not be paid. To ensure the best outcome for our Golf Club clients, we undertake a complimentary review of your existing insurance arrangements and will highlight where you could improve your cover and look to provide you with a more competitive quote. One element of our service which has proved popular is where we negotiate a Long Term Agreement which will give your golf club an element of stability when it comes to the cover given to your golf course and the premiums that the insurers charge.

Key Cover for Golf Courses:

Buildings and Contents - can provide cover for your clubhouse, outbuildings, greenkeeping machinery as well as protecting the course itself from malicious damage or greenkeeper error amongst other things. 

Business Interruption - should you be prevented from operating, this cover will help get you back up and running.

Specified Items - Often this includes your club's cups and trophies.

Employers' Liability - it's the law to have Employers' Liability Insurance if you have anyone working for your golf club.

Public & Products Liability - all golf clubs have people coming and going so public liability is a must, and so is product's liability if injury, loss or damage to other people's property arises from a product you are responsible for. 

Hired in Plant - many golf clubs hire plant and machinery throughout the year and this cover is in place should damage occur to the plant whilst it is in your possession.

Hole-In-One Insurance - if you would like to put a prize for a hole-in-one on one of your Par 3's in a competition, this will cover the cost of the prize should someone join the illustrious hole-in-one club! 

In the event of a claim

Our in-house claims team have dealt with many claims for golf courses over the years and make sure a swift and fair settlement is reached. One of the main benefits of using A&T as your insurance broker is that you won't be left on your own to deal with claims and our experience and expertise has proved exceptionally valuable for many clients over the years.