Should You Combine Your High-Value Home And Car Insurance?
Simplicity can be golden in today’s world, yet achieving a straightforward lifestyle is often easier said than done. That doesn’t mean to say it’s impossible, however. One of the most effective ways to simplify your life, and possibly save money in the process, is to combine your high-value home insurance with your car insurance. Keep reading to learn about the benefits of a combined policy from Alan & Thomas and decide whether this is a sensible option for you.
Saving Money On Premiums
One of the prime advantages of combining your high-value home insurance with your high-value car insurance is the potential for substantial savings. By taking out multiple policies with the same insurance provider, it’s often possible to receive discounted rates compared to taking out separate policies from independent providers. For example, Prestige Vehicle Insurance is a specialist high-value car insurance provider that is also part of the Alan & Thomas Insurance Group. This means you could take out high-net-worth insurance coverage from A&T that encompasses both your home and your vehicle in a single policy.
Streamlining Your Bills
Even discounting the potential extra expense, juggling multiple insurance bills can be both tedious and confusing. By combining your high-value contents insurance with high-value vehicle insurance, you can consolidate these bills. This means fewer dates to keep track of, fewer payment processes, and a streamlined approach to managing your overall high-net-worth insurance coverage. This reduced administrative burden can give you peace of mind and make life just a little bit simpler.
Single Deductible Advantages
While unpleasant to imagine, situations can occasionally arise that will cause damage to both your luxury home and your high-end vehicle. This could be caused by natural phenomena such as storms or fire or even occurrences such as break-ins to your property. If your home and car are insured separately, you’re likely to find yourself paying two separate deductibles. However, when you bundle your high-value home and high-value car insurance, you’ll generally just need to pay one combined deductible for claims that affect both assets. This can potentially result in significant financial savings in times of distress.
Cohesive Coverage
With combined high-net-worth insurance, there’s also the added advantage of having cohesive coverage. This ensures there are no gaps between your high-value vehicle and home insurance. It offers a seamless protection experience, ensuring all your prized assets are valued correctly and covered under one umbrella.
Combined High-Net-Worth Insurance From Alan & Thomas
At Alan & Thomas, we’re a Chartered Insurance Broker offing specialist high-value home and contents insurance for individuals who own luxury properties. This can be combined with car insurance available through Prestige Vehicle Insurance, bringing both policies together into one package for a seamless experience that offers comprehensive coverage. We work with a large number of insurance providers around the UK, enabling us to find appropriate coverage no matter your needs.
Are you interested in taking out combined high-net-worth insurance coverage with Alan & Thomas? Get in touch and we’ll be more than happy to tailor a policy to your requirements. Speak with us today by calling 01202 745900 or by emailing info@alan-thomas.co.uk.