Commercial Package Insurance

Whether you own or run a shop, office, or surgery, there are lots of things to contend with without your commercial insurance becoming a challenge. Every business is different from the one next door, so it makes sense that their insurance should be too. A standard off-the-shelf insurance package could leave you exposed where a tailored solution from A&T would provide cover.

At Alan & Thomas, we are a team of independent insurance brokers with specialist experience. We work with a panel of the UK's leading insurers to provide commercial and buildings insurance packages. Due to our close working relationships, we find comprehensive cover at competitive prices. 

Whether it's employees, customers, or the general public, you will come across people every day. This is why we recommend putting public and employers' liability insurance at the top of your shopping list. The common misconception is to think that nothing will ever happen for you to need to make a claim. Or even, have a claim brought against you. However, slips, trips, and falls occur more often than you may assume. Because of this, you can never legislate for when they will happen. Protection against claims like this is crucial.

With several commercial insurance policies available, knowing which to include can be tricky. This is where Alan & Thomas step in. If you are unsure of what types of cover to include in your commercial building insurance package, we can help. Our independent insurance brokers will guide you through other covers that you can include.

Examples of commercial insurance cover types include:

• Buildings insurance
• Stock and business contents cover
• Online retail insurance
• Business interruption insurance 
• Legal expenses insurance
• Personal accidents cover
• Directors & Officers insurance
• Cyber liability insurance

Get more help from Alan & Thomas

Risk management is an important part of our service at Alan & Thomas. This is because we want to help add value to every commercial insurance client. If our expertise can help reduce the risk of exposure to businesses and potentially reduce their premium spend, that's a bonus. Each of our clients will benefit from a vault of health and safety templates and manuals. You can have these tailored to suit the needs of your individual business. Our commercial building insurance clients are often helped by the information we can provide surrounding employment law. To add to this, we also have training documents and resources for staff in various business areas. This includes cybersecurity and even a commercial driver handbook.  These are particularly useful if you have cyber liability insurance and personal accident cover.

Fighting your corner

The A&T claims team are on hand to help handle any claim that crops up on your business. When a claim occurs, it usually means that something hasn't gone to plan and that can heap added stress on top of continuing to run your business. At Alan & Thomas, we strive to make the claims process as easy for you as possible. This is so that you can have a swift and fair resolution. 

Unsure of what covers you need in your commercial insurance arrangement? Whether you need cyber liability insurance, online retail insurance or personal accident cover, we will recommend the most suitable policies. Contact an advisor at Alan & Thomas today. You can reach us by calling 01202 754 900 or emailing info@alan-thomas.co.uk.