Construction & Contracting Insurance

The construction industry is built from companies and individuals with varying specialisms and even the locations of where projects are undertaken. There's no need for you to pay for the cover that's not relevant to your business and our experienced team of commercial advisers will help craft a policy specifically for your needs.

Why is Construction Insurance Important?

Construction insurance provides cover in the event of damage to a building or its structure and can include cover for tools, equipment and accidents. Builders insurance is essential for construction companies or individual builders to protect against various risk factors and liabilities. Without construction insurance or public liability insurance for contractors, you could risk losing a large sum of money due to injury, property damage or liability claims.

What is Public Liability Insurance for Contractors?

The most common type of insurance we are asked for by those working in the construction trade is public liability insurance. This is a construction insurance solution that we can provide you, however, there is so much more you might also want to consider:

• Cover for your tools, machinery and plant
• Business Interruption Insurance
• Commercial Vehicle Fleet
• Employers' liability insurance - we speak to companies in the trade who are adamant they don't have employees so don't need the cover, but they are often wrong and therefore breaking the law.
• Buildings & Contents Insurance
• Directors & Officers Liability 
• Professional Indemnity Insurance
• Contract Works 

Whether you are running a company fulfilling large scale engineering contracts, building new homes or working on smaller scale renovation projects, our team will help tailor cover so you can get a construction insurance policy that suit your needs.

Why Choose A&T Insurance?

A&T are proud to be a business that places importance on quality and have been awarded the title of Chartered Insurance Broker by the Chartered Insurance Institute (CII). Being recognised as the “Gold Standard” in the insurance industry means our team is even more dedicated to providing clients with the highest quality service and advice when it comes to builder's insurance.

One of the most important things we have learnt is that if you need to make a claim, it's important that this is resolved quickly and fairly. A&T work with some of the UK's leading A-rated insurers in the Construction and Contracting industry who are financially stable and have a proven track record for excellent claims service. Claims against any kind of builders insurance can be stressful enough without having to battle for it to be paid, so our in-house claims team are on your side to deal with it for you. Our team works hard so you can be assured that your construction insurance and public liability insurance for contractors will be a stress-free process that is tailored to meet your requirements.

If you want to learn more about public liability insurance for construction industries, call our friendly team on 01202 754900 and we will be happy to assist.

All part of the service:

Health & Safety is a daily concern in the Construction and Contracting trades, especially as the HSE are conducting more random inspections year-on-year. We want to help you and your business comply with the raft of rules and regulations that come your way, at no extra cost to you. A&T has a resource library that we make available to our Contractor and Construction insurance clients.

If you need an Employee Safety manual that is bespoke for the construction industry or a Site Safety Checklist, we can make them available to you because we believe in delivering more than just insurance. If you have a particular concern or you feel like you need a bit more information about a particular topic, please don't hesitate to ask.