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Charity Shop Insurance

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Charity Shop Insurance

Here at Alan & Thomas Insurance, not only do we look after the insurance needs of many charities and charitable organisations but we also offer a bespoke retail insurance policy specifically for charity shops.  

Our specialist retail insurance team will ensure your charity shop is adequately covered by tailoring cover to include buildings, contents, stock, business interruption and donated stock as well as your liabilities to the public and employees (volunteers).

We appreciate that running a retail outlet may not be all that you charity does so we can help organise cover for community groups, events, fundraising activities and other protection your charity might need.

Our team of experienced retail insurance advisers combine expert industry knowledge with the very highest levels of customer service which means you can trust us to provide you with the right insurance cover for your charity shop at competitive prices.


Benefits of our Charity Shop Insurance include:

  • Bespoke levels of buildings and contents cover
  • Underwritten by carefully selected panel of the UK's leading insurers
  • Dedicated retail insurance specialist to guide you through the process
  • Business Interruption - Covers loss of profits from your business arising from events such as fire
  • Public Liability - £2m with the option of £5m
  • Employers' Liability - £10m included as standard
  • Money cover - up to £5,000
  • Legal Expenses - Covers solicitors' fees and expenses, the cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)

Some of the key benefits and features of our Risk Management package include:

  • Free access to a range of risk management services from downloadable guidance notes through to engagement of a consultant to formulate appropriate health and safety policies
  • Peace of mind regarding legislative requirements for your business

What next?

We understand the insurance requirements of charity shops and would welcome the opportunity to advise you further. For a free no obligation review and quotation for your business insurance needs, please contact us and we will be pleased to assist.

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